We are compensated by mutual fund companies under the regular plan structure. Our commission generally ranges from 0.1% to 1.2% p.a., and averages around 0.7% across portfolios.
You do not pay us any fee directly.
No. SEBI and AMFI guidelines do not permit distributors to charge advisory fees to clients. Our remuneration must come directly from the manufacturers.
Absolutely. We manage the complete lifecycle—KYC, portfolio design, transaction execution, nomination updates, documentation changes, and transmission support for family members where required.
Not at all. You will have full and independent access to your entire portfolio at all times.
However, many clients prefer that we execute transactions on their behalf to ensure precision and avoid errors.
You are free to change your distributor anytime, without any cost and without any tax implications.
All your holdings remain accessible on MF Central, irrespective of association. Our objective is to retain clients through service excellence, not obligation.
No. Mutual fund returns are market-linked and cannot be guaranteed by anyone. Our role is to manage risk responsibly through asset allocation, goal alignment and behaviour management.
For long-term planning, we use a 12% return assumption as per industry convention.
You may contact us anytime. Should we be travelling or momentarily unavailable, we proactively inform our clients and agree upon a mutually convenient time.
No, it is completely optional. We provide unbiased guidance based on your needs, and you may choose to purchase through us or through any other intermediary.
We determine the appropriate coverage based on your current finances, dependents and future liabilities. Coverage is typically recommended until age 60–65, with standard premium payment terms.
We avoid return-of-premium plans unless they are clearly beneficial.
We evaluate your health profile, city-wise hospital network, coverage requirements and the insurer’s claim experience.
We advise on riders, exclusions and best practices—and support you in case of unfair claim challenges.
